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Application activity flat even though rates fell

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6 days ago. Despite the lower effective rate, the ARM share of activity dropped sharply, to 5.2 percent of total applications from 6.5 percent the prior week.

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Over the past three weeks, refi application volume fell 28%, Fratantoni said. Even with the week-to-week change in purchase activity, on an.

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Mortgage applications decreased 2.5% from one week earlier, even as interest. The refinance share of mortgage activity decreased to 41.6% of total applications. with the 30-year fixed mortgage rate falling seven basis points to 4.69%, the. Mortgage application activity flat, but FHA refi volume soars.

Even with lower rates on three of the five surveyed loan types, refinance activity fell 6. Contract and effective rates were lower or flat for all fixed-rate mortgage products, but jumped significantly for those with adjustable rates.. The ARM share of activity decreased to 6.6 percent of total applications.

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